If you run a restaurant you need insurance to cover your business against third party claims and the risks that interrupt your business. Restaurant Insurance is tailored exactly according to the needs of restaurants. It protects you and your restaurant from a number of problems ranging from equipment breakdown to the liability claims. Depending on the location of your restaurant, there are certain types of covers which you need to add in your restaurant insurance. Today, we see many hazards in commercial kitchens. A slight and little spark or flame…
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How to Make Business Insurance Claim?
Filing a business insurance claim is the immediate step that must be taken after the occurrence of the disaster or theft at your business location. Contact your insurance broker for assessing the damage done to your business in case of fire accidents etc. Any robbery or theft should also be reported to the police immediately. Keep detailed records of business activities, so that you should be able to show the details of the income generating before and after the loss. To record the claim accurately, the claims adjuster asks for…
Read MoreHow to Choose a Business Insurance Agent
After the completion of your research, the most important job is to choose a right professional for the successful business operations. For a large business, this professional must be an insurance broker rather than an insurance agent. The most important thing is that your business is being protected by the insurance policies that are purchased, and if your broker does not understand every aspect of your business then he is probably not providing a complete risk management service. When choosing your broker consider the following key points: Create a time…
Read MoreDo You Need Public Liability Insurance For Your Business?
Yes, public liability insurance is an insurance policy that handles the payment of large amount of money to compensate a member of public when suffered by any injury at your business premises. It also covers the risk of damages and loss of any property occurred to a third party by your business. This type of insurance is most essential for places like pubs, restaurants, theaters, shopping malls etc., where people can easily trip, slip when using stairs or an escalator or an uneven floor which could result in an expensive…
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